Patient Financing

Home » Patient Financing

Apply Anywhere

Apply with our easy to use online or mobile application

Instant Approval

No more waiting! With instant approvals, you can move forward with ease & confidence

Begin Treatment Today

Choose a payment plan that works for you and begin your treatment today!

Borrower Benefits

Affordable rates and low monthly or semi-monthly payments

Renewable credit limit valid for one year that you and your family can use

Accelerated payment options

Pay early with no penalty

Dental Financing FAQs

Do I have to pay a deposit?
No, a deposit is not required for this program.

Can I pay for a portion of the treatment myself and apply for the remainder?
Yes. When applying with HealthSmart Financial a limit is not requested. Instead, an available amount is offered. You can use whatever is available to you within one year of your application.

Can I pay off my account before the term ends?
Yes, there are no prepayment penalties. 24/7 access to your account will allow you to make payments anytime, anywhere.

Will applying hurt my credit rating?
Yes and no. If your credit rating is checked more than four times a year you may be affected, but most people do not have a need to check their rating more than four times annually.

Can I apply and use my credit for any members of my family?
Yes, anyone in your immediate family may use your available credit.

I’m concerned I won’t be approved for Dental Financing.
We hear that a lot. However, over 89% of our applications are approved because the financing company factors more than just your credit rating into their decision.

Are you ready for your complete oral examination? Call us at (905) 637-3777 today! We are your one-stop dental center for all your dental needs.